Industry: Accounting, Finance & Insurance•
8 - 10 years
Posted 57 days ago
Capital One is a diversified bank that offers a broad array of financial products and services to consumers, small business and commercial clients and is one of the nation’s top 10 banks and has one of the most widely recognized brands in America. Capital One nurtures a work environment where people with a variety of thoughts, ideas and backgrounds, guided by our shared Values, come together to make Capital One a great company and a great place to work.
The Commercial Credit Review Senior Manager is responsible for executing an independent, risk-based assurance review of assigned platforms within Capital One Bank’s commercial credit portfolio, including assessment of credit practices, effectiveness of policy implementation and risk rating accuracy. The portfolio includes credit exposures in the areas of Commercial and Industrial, Commercial Real Estate, Energy, Financial Institutions, Healthcare, Technology, Municipal Finance, , Counterparty Credit and Special Assets. The Senior Manager will contribute towards the execution of the annual Credit Review operating plan and provide training, coaching and coordination of cross-functional teams within Credit Review in the process. This associate will also be responsible for building and maintaining working relationships with line of business management and key associates within Risk Management.
-Execute the Commercial Credit Review function by:
-Report results and issues verbally and in writing to executive management and internal credit and risk senior executives.
-Work with bank regulators and external auditors to provide assurance that commercial Credit Review processes are sound.
-Build and maintain high trust relationships with senior credit risk management, senior lending associates, and regulators.
-Act as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.
-Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.-Ability to travel 10% of the time
-Bachelor’s degree or military experience
-At least 7 years of experience of Credit Risk Management, Corporate Credit Analysis, or Commercial Credit Review Assurance
-At least 3 years of experienceworking with executive leadership or regulators
-CFA or CPA
-At least 4 years of experience evaluating complex, structured Leveraged Lending loans in an underwriting, portfolio management or Credit Review assurance role
-At least 2 years of experience evaluating Commercial Banking credit risks in a regulatory role (e.g. OCC, Federal Reserve)