Senior Lender, VP - Portfolio Management

Signature Bank   •  

New York, NY

Industry: Accounting, Finance & Insurance

  •  

5 - 7 years

Posted 36 days ago

Senior Lender, VP - Portfolio Management | Mid-town, Manhattan

In this position, you will support the Financial Center and Private Client Groups with business development for middle and upper middle market clients. If you are a creative thinker with exceptional analytical skills, and thrive in a high demand, collaborative environment; this immediate opportunity might be a fit!

Primary responsibilities include:

  • Interact with Private Client Groups, their clients and prospects to assess loan requests
  • Monitor the credit quality of diverse loanportfolios consisting of owner occupied real estate, working capital and revolving lines of credit, as well as performance of each credit
  • Approves middle market credit requests within assigned credit authority; prepare underwriting analysis and credit offering memo; recommend requests that exceed credit quality to Team Leader for approval
  • Analyze applicant’s financial status, credit, and property evaluation to determine feasibility of loan request; submit application to credit analyst for initial credit review as necessary
  • Review financialreports submitted by clients to monitor compliance; notify Team Leader of credit quality issues within portfolio
  • Ensure loan agreements are complete and accurate, and in compliance with policy and approval

Qualifications:

  • Minimum 5 years’ commercial lending experience at a leading money center bank or equivalent institution required
  • Formal credit training strongly preferred
  • Demonstrated experience with financial statement / cash flow analysis and financial ratios
  • Strong knowledge of commercial lending with understanding of federal banking regulations and commercial lending policies, procedures, practices, and techniques
  • Excellent communication skills, both written and verbal.  Able to piece together financial information to assess for potential risks.
  • Excellent critical thinking skills with ability to think of alternatives that fit business standards
  • Superb interpersonal skills; able to build and maintain relationships.  Must possess high ethical standards with demonstrated integrity, tact, and diplomacy.
  • Must be able to manage competing priorities in fast-paced, high demand environment
  • Good leadership skill; able to coach and mentor junior staff
  • Proficient in Microsoft Word & Excel
  • Bachelor’s Degree in Business, Finance or related field preferred

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