Senior Credit Officer

Bank of America   •  

Chicago, IL

8 - 10 years

Posted 267 days ago

This job is no longer available.

Job Description:

Primary responsibilities include:

· Primary account responsibility for a complex portfolio of Large Corporate clients including General Industries and Consumer & Retail companies. 

· Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.

· Solid communication and presentation skills; team player with a positive attitude.

· Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return.

· Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.

· Develop and maintain strategic partnerships with Corporate Banking, Investment Banking, Global Markets and Treasury Management.

· Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability

· Independently assess, diligence and make justifiable credit recommendations.

· Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients’ credit life cycle.

· Participate in strategic projects to support business goals.

· Informal management responsibility for Analysts and Associates on the team.

·  Responsible for driving portfolio asset quality and speed to market

Required Skills

·  7 - 10 years experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products

·  Able to soundly manage the portfolio and justify rationale for recommended transactions.

·  Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.

·  Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings

·  Requires effective communication style and ability to manage multiple priorities - must be a team player.

Job number: 18009916