Senior Credit Manager - Commercial Banking - Managing Director

Confidential Company  •  Fresno, CA and Sacramento, CA

11 - 15 years experience  •  Accounting, Finance & Insurance

Salary depends on experience
Posted on 07/14/18
Confidential Company
Fresno, CA
11 - 15 years experience
Accounting, Finance & Insurance
Salary depends on experience
Posted on 07/14/18

Job Summary:  

Overall management responsibility for the provision of high quality credit underwriting and portfolio maintenance support to a designated group of line units in a timely and cost effective fashion. Play a key role in balancing asset growth with credit quality as part of achieving division and financial objectives. Reports directly to the Market President with a dotted line to the group Senior Credit Manager.  

Major Responsibilities: 

Portfolio Management: 

  • Oversee the delivery of credit underwriting support to the line units to ensure timely and quality support in addition to compatibility with the Bank's risk appetite and profile.
  • Plays a leading role in setting expectations for ongoing credit monitoring and analysis in all segments of the portfolio.
  • Ensures that portfolio management is consistent with Bank standards and policies, is conducted on a consistent and thorough basis, and effectively manages and monitors risk of the portfolio.
  • Responsible for satisfactory credit reviews on the portfolio.
  • Act as a focal point for officers within the Central Valley portfolio for the Commercial Banking Division's Middle Market segments to review new credits for viability.
  • Determine, in conjunction with the RVP, the best officer assigned to a credit based on complexity, customer needs, learning opportunity, officer capability and capacity.
  • Review credit with assigned officers/RVP and the Senior Loan Administrator to ascertain the Bank's credit appetite, as needed.
  • Act as senior credit sponsor on credit recommendations.

 

Financial:

  • Understand and participate in the development of line unit business and strategic plans.
  • Manage department functions in accordance with line unit plans, goals and objectives.
  • Responsible for supporting achievement of Commercial Banking Division's financial goals and objectives as influenced by account retention, cross-sell, new business development and credit quality.

 

Other:

 

  • Work on projects related to credit process, credit policy, underwriting guidelines and management reporting as required.

Qualifications:

  • Normally requires 10+ years of commercial lending experience including credit portfolio management and client calling skills.  
  • Typically requires a BA, BS or equivalent work experience. 
  • Experience working with syndicated or multi-bank credit facilities. 
  • Experience working with clients in turnaround situations. 
  • Effective listening, verbal, and written communication skills. 
  • Demonstrated ability to analyze, negotiate and manage middle market credit transactions.

Requisition #: 10021667-WD

Not the right job?
Join Ladders to find it.
With a free Ladders account, you can find the best jobs for you and be found by over 20,0000 recruiters.