Retail Credit Risk & Technology Manager

First Citizens Bank   •  

Raleigh, NC

5 - 7 years

Posted 183 days ago

This job is no longer available.

Job ID : 30342

Position Description:

Develop and execute the retail, direct, and mortgage loan review process.  Act as managing system administrator for the Retail and Sales Finance loan origination systems.  Design and manage all internal and Bankwide reporting out of the loan origination systems.  Design and manage all Cognos reporting for internal departmental use.  Manage Credit Risk Review Analyst.

Position Requirements:

Basic Qualifications:
Bachelor degree with a minimum of 4 years work experience in lending, underwriting, risk management, or credit analysis, and 2 years work experience in technical systems support.
-Or-
High school diploma or GED with a minimum of 8 years work experience in lending, underwriting, risk management, or credit analysis, and 4 years work experience in technical systems support.

Additional Requirements:

Must handle difficult situations with tact and diplomacy and maintain positive working relationships with all internal and external contacts.
Extensive knowledge of underwriting and loan systems and their interaction with one another.
Extensive knowledge of various lending laws and regulations.
Position requires advanced computer skills to include design, development, and testing.
Advanced knowledge and experience with report writing software such as Crystal, Cognos, and SAS.
Analytical skills with the ability to gather relevant data from appropriate sources and apply logical reasoning.
Ability to develop results oriented conclusions and make recommendations.
Excellent communication skills with the ability to listen effectively, respond clearly and directly, both written and oral.
Good organizational skills with the ability to meet deadlines.
Demonstrated ability to be resourceful.
Excellent problem solving skills.

Other Preferred Qualifications:
Knowledge of the Appro LoanCenter and Encompass underwriting systems.
Knowledge of the MAX/Encore Loan system.
Management experience.