Relationship Manager at BancorpSouth in Austin, TX

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Job Title: Relationship Manager

Physical Location: Various locations in the Austin TX Market

Reports To: Bank President

Working Conditions: Normal, no adverse or hazardous conditions

Compensation: Salary + Incentives

Job Grade: Officer

Job Group Category: Exempt

Work Hours: Normally M-F 8 am-5 pm, may vary between locations

Primary Purpose: (Summary of major reason this job exists)

Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.

Principal Duties and Responsibilities: Majority of duties performed, but not meant to be all inclusive or to prevent other duties from being assigned.

• Solicits business from potential and existing customers (outside and inside bank location).
• Interviews commercial applicants and processes loan applications.
• Analyzes applicant’s financial status and credit to determine feasibility of granting loan.
• Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
• Approves loans that meet established lending criteria and are within approved lending limits.
• Maintains customer relationships.
• Manages a portfolio of consumer and commercial loans (primarily commercial).
• May coordinate some collection efforts.
• Provides and maintains a professional, business-like atmosphere within the banking division.
• Represents the financial institution in public relations activities and community affairs.

Job Specifications: Knowledge, skills, and abilities normally required for competent performance in the job.

• Bachelor’s degree or equivalent work experience.
• A minimum of five years of experience in a financial institution including credit analysis and commercial lending.
• Excellent interpersonal and customer service skills.
• Sales oriented.
• Knowledgeable of the Bank’s loan policies and procedures.
• Knowledgeable of laws and regulations applicable to lending practices.

Disclaimer

The above information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.