Regional Credit Analyst Manager I in Boise, ID

$100K - $150K(Ladders Estimates)

First Interstate Bancsystem Inc   •  

Boise, ID 83702

Industry: Finance & Insurance

  •  

5 - 7 years

Posted 46 days ago

SUMMARY

Supervises and mentors a group of credit analysts. This individual is responsible for administering the flow of work to and from credit analysts, monitoring the quality of work being produced, and aids in the hiring and training of credit analysts.

ESSENTIAL DUTIES & RESPONSIBILITIES include the following; other duties may be assigned.


  • Reads and understands financial statements.
  • Reviews pertinent credit and financial information, including financial statements, tax returns, credit bureau reports, bank reports, and other company reports.
  • Accurately inputs financial data on PC-Based software to generate financial spreadsheet.
  • Analyzes findings and prepares in written report.
  • Identifies trends and determines key questions.
  • Reviews irregular financial information with loan officers.
  • Has a strong understanding of First Interstate Bank Loan Policy.
  • Ability to accurately underwrite complicated borrower relationships of all sizes.
  • Completes annual term loan reviews, problem loan status reports, and loan approval forms.
  • Compiles various reports as requested.
  • Effectively communicates with loan officers and other credit analysts.
  • Assist in the implementation and training of new software products for commercial loan analysis and the commercial lending function.
  • Is a resource to loan officers for loan structures and underwriting recommendations.
  • Develops a team of credit analysts.
  • Provides relevant and ongoing training to team of analysts.
  • Oversees the day to day management of analysts.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION &/or EXPERIENCE

Bachelor's degree (B. A.) from a four-year college or university and six or more years related experience and/or training; or equivalent combination of education and experience.

LANGUAGE SKILLS

Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries of complaints of customers, regulatory agencies, or members of the business community. Ability to write speeches and articles for publication that conform to prescribed style and format. Ability to effectively present information to top management, public groups, and/or boards of directors.

MATHEMATICAL SKILLS

Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

REASONING ABILITY

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to talk, hear, stand, walk & use hands to finger, handle, or feel. The employee frequently is required to sit. The employee is occasionally required to reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Valid Through: 2019-9-30