Product Manager

Hilltop Holdings Inc   •  

Dallas, TX

Industry: Accounting, Finance & Insurance


8 - 10 years

Posted 38 days ago

Job Summary

Responsible for National Lloyds Insurance Company products within assigned product line or territory, including product development and pricing.

Essential Functions

  • Drive financial results including loss ratio, growth, underwriting profit as well as legal compliance which includes developing state level operating plans and establishing overall objectives for the states.
  • Conduct financial analysis and analyze complex data sets to determine and anticipate industry and loss cost trends, seize strategic opportunities and recognize threats while balancing short term and longer investments.
  • Create state level action plans for assigned territory that maximize growth and profit in a holistic view and execute them in alignment with strategic initiatives of the organization.
  • Function in an autonomous and entrepreneurial fashion, aligning closely, and building strong partnerships with actuarial, regulatory, claims, legal and operations resources to improve profitability and overall business performance.

Job Requirements

  • A bachelor's degree preferably in business, mathematics or a related field
  • Ideal candidate will possess a minimum of seven years' experience in Personal Lines product, pricing and/or underwriting.
  • Experience successfully managing a P&L responsibility in personal or commercial lines insurance.
  • Demonstrated leadership both up and down the corporate structure.
  • Ideal candidate will possess a minimum of three years' experience leading and developing a team. Ability to think and act strategically; planning for the long term while balancing the short-term needs of the organization.
  • Excellent organizational, planning, and documentation skills.
  • Strong project management skills and drive-for-results mentality, with the ability to multi-task and make decisions in a business context.
  • Solutions-oriented individual, with ability to think strategically and implement change.
  • A team player with experience building strong relationships both internally and externally, and with a strong sense of self-initiative and desire to succeed.
  • Negotiation skills to resolve differences while maintaining positive working relationships.
  • Proven ability to cultivate an active network of highly visible external relationships in order to meet business and strategic goals.
  • Able to effectively and independently conduct competitor analysis & gain an in depth understanding of market dynamics including competitor UW initiatives, rate level analysis, forms analysis as well as economic trends & emerging issues in the market.
  • Demonstrated knowledge of state laws in order to make decisions regarding key issues & to identify opportunities to affect legislative change.
  • Proficient in Microsoft Excel, Word and Powerpoint
  • Highly analytical'