Mortgage Loan Originators (MLO)

Confidential Company  •  Monroe, MI and 4 other locations

Less than 5 years experience  •  Financial Services

Posted on 10/14/17 by Jay Reynolds
Confidential Company
Monroe, MI
Less than 5 years experience
Financial Services
Posted on 10/14/17 Jay Reynolds

Mortgage Loan Originators (MLO)

Work for a large lender who is a VA Lender; HUD Direct Endorsed Lender, Fannie Mae, Freddie Mac and Ginnie Mae Approved Seller/Servicer.


  • Source mortgage leads.
  • Build relationships with real estate agents and other lead sources.
  • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
  • Market our products to individuals and firms, promoting company services that may meet customers’ needs.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Generate complete loan applications with corresponding documentation.
  • Improve loan applications and documentation by informing applicant of additional requirements.
  • Help customers by answering questions and responding to requests.
  • Handle customer complaints and take appropriate action to resolve them.
  • Own the communication with the real estate agent or referral source.
  • Confer with processing and underwriting to aid in resolving mortgage application problems.
  • Update job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
  • Meet production expectations of $1 million in monthly mortgage production.
  • Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct seminars/trainings and other lead-generating activities.

What we offer our Mortgage Loan Originators

  • No Minimum credit score with approve/eligible AUS Findings
  • Escrow hold backs (additional restrictions apply)
  • Full Product Line AND Specialty Niche Lending Programs.
  • FNMA,GNMA, & Freddie Direct
  • Customized branch websites and online marketing store
  • Encompass360 LOS system (Optimal Blue)
  • Turnkey Licensing Department
  • Transition and Referral Desk
  • Purchase trigger direct mail campaigns
  • Marketing Department with turnkey online offerings, promotional, and events materials.
  • Compliance support
  • Live IT Tech Support
  • Loan scenario and underwriting help desk
  • Branch and LO Scorecards
  • CRM (Loyalty Express) for customer retention.


  • A minimum of 2years of current outside sales origination experience, including established contacts/relationships with the purchase market.
  • Thorough knowledge of all mortgage products and programs.
  • NMLS License Requiredunder the terms of the S.A.F.E. Act of 2008*.
  • Good knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
  • Experience in proactively soliciting new business.
  • Good analytical skills necessary to evaluate credit requests and determine trends in a given market place.
  • Advanced verbal and written communication skills and the ability to work with a wide range of constituencies in a diverse community.
  • Proficiency in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.

Positions available in the following locations: Tampa, FL / Miami, FL / Boca Raton, FL / Cleveland, OH / Monroe, MI

Not the right job?
Join Ladders to find it.
With a free Ladders account, you can find the best jobs for you and be found by over 20,0000 recruiters.