Middle Markets Underwriter (Mid -Senior - Senior)

Zurich is seeking an experienced Middle Markets Underwriter (Mid-Senior to Senior) for our office in San Fransisco, CA. While this position will be based out of our San Fransisco office, you will have the flexibility to work both in the office and remotely. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers.

Middle Markets is a key business segment within Zurich and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills and solution focused problem solving abilities. Our industry focus includes (not limited to) Financial Institutions, General Industries, Manufacturing, Technology, and Real Estate. Zurich Middle Markets offers end to end solutions for our customers inclusive of international programs.

As a Middle Markets Underwriter you will handle complex new and renewal Middle Markets business and serve as a Subject Matter Expert on the team. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with Select Brokers in the region. This is an exciting time to join Middle Markets at Zurich!

The Middle Markets Underwriter is responsible for:

Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.

Using a disciplined approach to exposure evaluation, risk assessment and pricing

Using risk insights, data and models to drive informed decisions at point of sale

Identifying gaps and aligning Zurich’s products and value proposition to offer a solution that provides the contract certainty the customer needs

Demonstrating strong analytical skills and executing as an innovative advisor

Underwriting, analyzing and generating new and renewal business

Market facing and production within the growing Middle Markets division

Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules

Developing and maintaining agency and broker relationships

Working within broad limits and authorities on highly complex assignments

Basic Qualifications: Middle Market Underwriter (Level II):

High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.

OR

High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area

OR

Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area

OR

Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area

AND

Knowledge of line/s of business and the legal and regulatory guidelines

Knowledge of time restraints for quotes on new and renewal business

Experience with Microsoft Office

OR

Basic Qualifications: Senior Middle Markets Underwriter (Sr. Level III):

High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area

OR

High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area

OR

Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area

OR

Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area

Preferred Qualifications Both levels:

Bachelor’s Degree

Ability to establish broker relationships in the region

Strong proficiency in Property and Casualty underwriting

Ability to effectively assess risk

Strong negotiation skills

Superior skills in relationship building, active listening, needs analysis, and win-win negotiating

Possess knowledge of time restraints for quotes on new and renewal business

Excellent oral and written communication skills

Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines

Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility

PC and related software skills

CPCU and ARM a plus

Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. For additional information about our Total Rewards, click here. Other rewards may include short term incentive bonuses and merit increases. In San Francisco, the starting salary range for the Middle Market Underwriter (Level II) position is: $101,800.00 - $140,000.00 and for the Senior Middle Markets Underwriter (Sr. Level III) position is: $129,900.00 – 178,600.00.

A future with Zurich. What can go right when you apply at Zurich?

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more.

As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers’ expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet

Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.

Location(s): AM - San Francisco

Remote Working: No

Schedule: Full Time.