Loan Portfolio Manager

Confidential Company  •  Beaumont, TX

5 - 7 years experience  •  Financial Services

Salary depends on experience
Posted on 11/13/17
Confidential Company
Beaumont, TX
5 - 7 years experience
Financial Services
Salary depends on experience
Posted on 11/13/17

The Loan Portfolio Manager is responsible to gather financial and general business information pertaining to customer and prospect loan requests. This job performs financial analyses needed to make credit decisions, contributes and provides input to group loan decision process based on evaluation of credit risk and other key factors and supports and recommends credit solutions.

1. Co-manage commercial relationships by analyzing financial data to determine the merits of specific loan request, and recommend structure as well to manage that client relationship.
2. Assist with due diligence/analysis on new client relationships and opportunity memos as appropriate.
3. Partner with the Relationship Manager/Loan Officer as the point of contact for the client.
4. Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts.
5. May make presentations on specific loans and participate in the bank’s Loan Approval Process, recommending approval and appropriate structure of credits.
6. Manage the renewal process by working with the Relationship Manager, the client, and Credit Department.
7. Perform administrative duties required for the maintenance of a portfolio of clients, i.e. collection of financials, covenant monitoring, monitoring credit and collateral exceptions.
8. Monitoring draws, agings, borrowing base agreements on A/R accounts.
9. Completion of annual reviews.
10. Underwrite new loans $100M - $500M loans and renewals up to $1MM.
11. Collateral monitoring and inspections, ordering appraisals and environmentals.

• Bachelor’s degree or combination of education and directly related experience.
• 5-7 years of banking experience with a minimum of 3-4 years of direct portfolio management experience.
• Demonstrate strong underwriting and projection skills.
• Has strong understanding of credit policy and procedures and able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral based loans/credits.

Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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