Lead Analyst, Fraud Strategy at OneMain Financial in Wilmington, DE

About Us

OneMain Financial is the country’s largest lending-exclusive financial company, proudly serving millions of customers with safe, affordable and transparent installment loans. Our customers turn to us every day—online and at 1,500 branches in 44 states—to help them take control and improve their financial lives with solutions for debt consolidation, medical expenses, household bills, home improvements and auto purchases. Our talented and dedicated team members constantly look for responsible ways to serve our customers when, where and how they want. It’s all about doing the right thing—a mission that hasn’t changed for more than 100 years.

The Role

We are currently seeking a Lead Analyst to join our Fraud Strategy team in Wilmington, DE. This role is responsible for leveraging data to generate value for OneMain. This role will have the exciting opportunity to learn and drive significant business results through the development of fraud detection and prevention solutions, data mining, and analytics.

A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions and continue experimenting with new technology to find better ways to provide information delivery throughout the company.

In addition, this candidate will need to demonstrate an ability to partner with the leadership team and develop solutions that are executable and meaningful in practice.

Key Responsibilities

• Assist with the architecture and delivery of complex and innovative fraud detection and verification solutions to aid the development of an OMNI-channel application platform
• Manage fraud prevention strategies that balance loss prevention, sales growth and customer experience
• Collaborate with business partners to ensure fraud strategies are implemented accurately and on-time
• Prepare and present monthly fraud performance reporting to management and business partners
• Monitor performance and report results of income verification enhancements including the income simplification test, Work Number income verification and Finicity income verification
• Prepare and present analytics results to business partners and management
• Optimize existing verification and fraud processes to improve customer experience and decrease losses
• Collaborate with Operational partners to communicate awareness of fraud trends and initiatives
• Advanced user of data query tools (i.e. R, SAS, SQL, MATLAB, Python) and analytical software to develop, test and execute analyses and reporting
• Independently compete analyses, draw conclusions, present results to various levels of leaders and influence business / strategy decisions
• Autonomously draw conclusions and make recommendations for developing or modifying existing strategies or processes

Qualifications

• Bachelor’s Degree (Graduate a plus) in a quantitative discipline, such as Engineering, Statistics, Economics, Data Analytics or Computer Science.
• 5+ years of experience in quantitative risk analytics; preferably focused on Fraud or Credit Risk
• Advanced programming skills using SAS, SQL, R or Python; experience with multiple types of relational databases and/or querying languages is a plus
• Innovative and capable of developing a highly analytical approach to solving problems

Benefits

Because we want our team members to bring us their very best every day, we believe they deserve the right opportunities and benefits. That’s why we packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options for team members and their dependents

• Up to 4% matching 401(k)

• Tuition reimbursement

• Continuing education

• Bonus eligibility

• Paid time off

• Paid volunteer time

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