Wells Fargo

Lead AI Java Engineer –Risk & Margin

Wells Fargo$159K — $305K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of Engineering experience in capital markets applications.
  • 5+ years of high-performance programming in Java, Spring Boot, JPA, Microservices, SQL and NoSQL.
  • 2+ years using Kubernetes/OpenShift & cloud technologies.
  • 5+ years handling messaging systems like Apache Kafka/Solace/MQ.
  • 2+ years with GenAI solutions and a solid grasp of prompt engineering.

Responsibilities

  • Lead complex initiatives across designated domains.
  • Ensure systems are monitored for operational efficiency and risk management.
  • Identify resource optimization and process improvements.
  • Design, develop, and implement high-performance applications using advanced technologies.
  • Resolve escalated coding and platform issues effectively.
  • Mentor junior engineers and lead team objectives.
  • Collaborate with stakeholders for compliance on risk management.

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life and critical illness insurance
  • Parental leave
  • Tuition reimbursement
  • Commuter benefits
Full Job Description

Wells Fargo is seeking a Lead AI Java Software Engineer to join our Prime Services technology team to be part of Risk and Margin platform transformation initiative leveraging GenAI to accelerate development and build new capabilities.  In this role as an AI engineer, you will develop cutting edge artificial intelligence solutions using large language models, agentic frameworks, and other innovative technologies. The ideal candidate would have knowledge in designing, developing, and deploying applications leveraging LLM models and systems, with a strong focus on Prompt Engineering, Fine Tuning, RAG implementation, and Agentic frameworks.

The Risk and Margin suite is built on common foundational frameworks and is used to deliver sophisticated and complex front office solutions. This person will be actively engaged in architecture, design, development, unit testing, and stress testing of a high-performance framework for applications and be a key participant in a highly talented delivery team for front-office systems and tools development. Additionally, they will be expected to provide hands on technical support, advice, and consultation with open issues relating to supported applications plus ensure quality, performance, security, trading risk controls, and compliance for those application platforms.

The ideal candidate will be an expert in solving software, and infrastructure problems in relation to complex processes. They will have experience with designing and developing automated testing harnesses, recommending, and implementing solutions, participating in and conducting code review sessions, and providing process improvements. Past experience in building Risk and Margin methodologies is needed. We are keenly interested in high energy people with a passion to build common core high performance technology to be used across asset classes in Equities and Fixed Income.


In this role, you will:

  • Lead complex initiatives on selected domains
  • Ensure systems are monitored to increase operational efficiency and managed to mitigate risk
  • Define opportunities to maximize resource utilization and improve processes while reducing cost
  • Lead, design, develop, test and implement applications and system components, tools and utilities, models, simulation, and analytics to manage complex business functions using sophisticated technologies
  • Resolve coding, testing and escalated platform issues of a technically challenging nature
  • Lead team to ensure compliance and risk management requirements for supported area are met and work with other stakeholders to implement key risk initiatives
  • Mentor less experienced software engineers
  • Collaborate and influence all levels of professionals including managers
  • Lead team to achieve objectives
  • Partner with production support and platform engineering teams effectively

AI‑Enabled Engineering and Platform Responsibilities

  • Define and govern standard patterns for AI‑assisted and LLM‑based software development, including prompt‑driven development, automated test generation, diagnostics, documentation, and developer productivity tooling
  • Architect and guide enterprise‑standard LLM integrations, including MCP‑based services, used across development tooling, system observability, and controlled automation
  • Establish and enforce guardrails for reliable, explainable, auditable, and secure AI usage within electronic trading technology
  • Partner with platform, security, risk, and compliance teams to ensure AI‑enabled engineering workflows meet Wells Fargo standards for data protection, regulatory compliance, and model risk management
  • Continuously evaluate advances in GenAI, agentic AI, and applied machine learning to refine engineering practices and platform capabilities where appropriate

(AI‑enabled development is considered a baseline capability across the engineering organization; this role ensures architectural consistency, operational safety, and enterprise scale.)

Required Qualifications:

  • 5+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 5+ years of experience in building prime brokerage or capital markets applications
  • 5+ years of high-performance programming techniques in Java
  • 5+ years of experience in Java, Spring Boot, JPA, Microservices, SQL and NoSQL
  • 2+ years of experience in Kubernetes/OpenShift & cloud technologies
  • 5+ years of experience in Apache Kafka/Solace/MQ
  • 5+ years of Experience with SDLC and Agile tools such as JIRA, GitHub, Jenkins, Confluence etc.
  • 2+years of experience on GenAI enabled solutions, Retrieval-Augmented Generation (RAG) and agentic workflows, with a strong understanding of prompt engineering, grounding, and extensibility
  • 2+years hands-on experience with major GenAI platforms (e.g., Microsoft VS Code, GitHub Copilot)

Desired Qualifications:

  • 2+ years of experience in building risk & margin with Portfolio margin, Rules based margin calculations and stress testing
  • SME on equities, options and fixed income securities.
  • Knowledge of core computer science design concepts, algorithms, and data structures
  • Familiarity with Model Context Protocol (MCP), enterprise-grade agentic workflows is highly desirable
  • Experience with risk, margin and regulatory calculators and reporting capabilities
  • Knowledge building high capacity, high volume, low latency technology for margin workflow supporting various business units in Commercial Investment Banking
  • Deep knowledge of LLM and API integration, including RESTful API design.

Job Expectations:

  • This position is not eligible for Visa sponsorship
  • Relocation assistance is not available for this position
  • Position offers a hybrid work schedule

Locations:

  • 300 S Brevard St., Charlotte, North Carolina 28202
  • 194 Wood Ave S, Iselin, New Jersey 08830

Pay Range
 

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

27 Jun 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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