At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.
This role is responsible for the development and monitoring of FNBO’s Consumer Bank credit strategies for consumer and commercial card customers.
Areas of focus include working with other credit managers to align credit strategies and monitoring within specific channels and provide a consistent customer experience while maintaining credit risk within the risk appetite.Manages the ongoing development and implementation of credit strategies for consumers and commercial card customers to maintain within the bank’s risk appetite.
Collaborate with credit management and other business functions to ensure the bank meets the customer needs.
Work with marketing and finance to plan campaigns according to budget, execute within timelines, and track and adjust credit criteria to meet business goals.
Independently initiate, conduct and manage complex credit risk projects, including project design data collection, analysis, summarization, presentation of results and recommendations, and implementation support .
Utilize various statistical and analytical techniques and tools to complete data analytics, provide recommendations and place recommendations into production.
Knowledge & Skills
Knowledge of consumer and/or small business credit
Ability to work with data to identify complex business trends and propose solutions
Ability to build consensus and influence the organization in order to achieve business goals
Education and Experience
7+ years of experience in an highly analytical business function