Credit Risk Officer

Citigroup Inc   •  

Irving, TX

Industry: Finance & Insurance


8 - 10 years

Posted 31 days ago


Credit Risk Officer

Integrates in-depth commercial credit operations knowledge with a solid understanding of industry standards and practices.

Performs in-depth financial statement analysis to manage new and existing relationships with exposures >$250M in addition to high-risk credits.

Uses judgment to complete more complex credit transactions with direct business and partner impact.

Oversees commercial credit application process to include regulatory compliance, credit verification and determination of credit worthiness.

Performs analysis of credit reports, financials, public ratings, etc. to create a comprehensive write up to aid in credit decision.

Applies analytical thinking and knowledge of credit analysis tools and methodologies.

Provides timely, accurate and professional updates to management, field teams and partners regarding file status.

Mentor lower level analysts.


This position will be located in either Irving, Texas, Roy, Utah or Jacksonville, Florida.

Bachelor's degree or equivalent experience required

Seven+ years Credit Analysis experience required.

Previous demonstrated ability to read and interpret commercial credit bureaus, analyze trade experience, and utilize external financial resources to underwrite commercial credit requests is required.

Demonstrated commercial underwriting/analysis with Moody's MFA/Spreading experience

Strong communication (written and verbal), analytical, phone etiquette, project management and customer service skills.

Proficient typing and MS Office skills.

Multi-tasking in a high volume, fast paced environment required.

Prior leadership and lending authority preferred