Credit Portfolio Officer at Citigroup Inc in New York, NY

The Credit Portfolio Officer, a member of the Citi Private Bank (CPB) Risk Management team, is responsible for credit review, credit approval and pro-active portfolio management of the margin lending portfolio (Margin and Securities Backed Finance/MSBF).

Responsibilities:

• Coordinate with business partners to review and structure margin lending transactions.
• Perform risk assessment of securities for assigning appropriate loanable values and credit approval
• Exercise Credit Officer signing authority to approve credit facilities.
• Partner with Investment Finance and In-Business Risk to monitor margin lending portfolios in CBNA and CGMI / Pershing
• Support on-going monitoring of the portfolio to ensure compliance with corresponding product program and standards
• Collaborate with the Risk Reporting team to validate the accuracy of the various portfolio management reports
• Support the integration effort related to MSBF between CPB, Consumer Bank and ICG. Help identify opportunities to create consistency, synergy and leverage best practices
• Prepare risk management analysis and presentations to senior management, regulators, and internal and external auditors
• Assist with regional efforts for Risk to address new regulatory requirements
• Coordinate and assist with Internal Audit and FCR deliverables
• Establish and leverage cross-functional partnerships and network with key internal and external constituencies

Qualifications:

• 6-10 years of experience in credit/market risk management, or equivalent training and experience
• Knowledge of margin lending and capital markets products
• Conversant with the risks in various security asset classes and derivatives
• Knowledge in market risk and the associated statistical models
• Knowledge of the interconnection between credit and market risk
• Strong analytical and problem solving skills in portfolio review and industry/company analysis
• Able to identify and document procedures and process flows, understand the end-to-end product risk management framework
• Advanced user of Microsoft Excel (pivot tables, advanced look and conditional formulas). Skilled user of Access, PowerPoint, SharePoint, Bloomberg and Adobe Standard.
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Effectively communicate with multiple management levels, verbally and in writing

Education:

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred