This Portfolio Manager (PM) role will provide primary client management support for an assigned portfolio of middle market and corporate banking loans and may assist in directing less experienced portfolio managers and/or credit analysts. The PM works closely with the Relationship Manager in all aspects of servicing customers and converting prospects and typically accompanies the Relationship Manager when servicing clients. PMs will need to interact with customers independently to address non-routine client servicing matters in addition to risk related items. Candidates must have excellent computer, excel modeling, and powerpoint skills. The position will require constant interaction with business line managers, product partners, credit risk management, and colleagues throughout Citizens Bank.
Responsibilities with respect to ongoing portfolio management/monitoring include preparation and presentation of periodic portfolio review documents, maintaining the integrity of portfolio risk ratings, and tracking and verifying covenant compliance. The candidate will regularly present portfolio credits to senior management for both the initial approval thereof and at ongoing portfolio reviews. Portfolio Managers will be directly involved in establishing underwriting due diligence, identifying key transaction risks and mitigating factors, and documenting the loan documents following credit approval.