COMMERCIAL LENDING OFF
Description This position is responsible for: ? Making and servicing a wide variety of secured and unsecured loans or lines of credit, most of which involve large amounts of money and important customers ? Attending to the needs of customers seeking loans or lines of credit on terms that involve significant amounts of unsecured funds and / or credit secured by mortgages or other collateral ? Interviewing applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk ? Guiding the credit department or junior officers in the development and analysis of financial background data for new or renewed loans ? Making decisions on loans and terms within established lending limits, or making recommendations to a superior ? Following current loans and credit lines to ensure complete compliance with terms ? Giving financial advice and counsel to customers and prospective customers ? Studying industrial, commercial, and financial situations relating to new or existing businesses ? Making recommendations on financial and organization structure, locations, and other matters on which the company may have information ? Participating with senior officers on larger loans and lines ? Keeping informed as to the status of loans in the department ? Calling on potential or existing customers to develop new business and increase or retain existing business. ? Working as part of a team ? Working with onsite equipment Requirements 4 year Bachelor Degree in Business, Accounting, Finance, Economics, or Marketing preferred. Minimum 8 years commercial lending or business related experience. Commercial Credit Training from Banking Organization or Equivalent Preferred. Sales Training from Banking Organization or Equivalent Preferred
- Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.