$150K - $200K(Ladders Estimates)
The Commercial Credit Review Group Manager (CCRGM) is a member of the Credit Review Senior Leadership Team reporting to the Director of Credit Review and is responsible for providing the Risk Committee of the Board and Senior Management with proactive and ongoing assessments of the level and direction of credit risk and the effectiveness and efficiency of credit management processes. The CCRGM leads the development and execution of a risk based annual examination plan, manages individual examination activities on an effective and efficient basis, and develops and leads a team of Credit Review Officers. The CCRMG also leads or participates in bank- wide or Credit Review special projects, and contributes to the preparation of Enterprise Risk Management and Risk Committee presentations. The CCRGM directs a team that evaluates risks inherent in new loan underwritings, the adequacy of risk recognition practices, the effectiveness of portfolio and problem loan management, and other key aspects of credit risk management. The CCGRM is also responsible for assessing and evaluating portfolio risk characteristics, portfolio performance, and emerging risks as well as root causes for deficiencies identified including Risk Issues that require management attention. The CCGRM interacts with senior line of business and credit managers and is responsible for providing timely, proactive and responsive communication including effective challenge and ensuring Credit Review communications and reporting are timely, clear, effective and concise.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.
EDUCATION and/or EXPERIENCE: Bachelor's degree and 10+ years' combined experience as a commercial loan officer, underwriter, credit reviewer, or similar or closely aligned function. Graduate degree preferred. Supervisory experience required.
Must have commercial credit and credit analysis experience and have been involved in the analysis of complex credits in both corporate lending and commercial real estate. Formal credit and audit principles training are helpful. Prior bank examiner, audit or regulatory experience preferred.
CERTIFICATES, LICENSES, REGISTRATIONS: CPA, CFA, BAI Loan Review Certification or RMA Credit Risk Certification (CRC) designation, preferred.
Commercial Credit Review Group Manager
Valid Through: 2019-10-1