Commercial and Middle Market Banker

Confidential Company  •  Miami, FL

8 - 10 years experience  •  Financial Services

Salary depends on experience
Posted on 12/12/17 by Jay Reynolds
Miami, FL
8 - 10 years experience
Financial Services
Salary depends on experience
Posted on 12/12/17 by Jay Reynolds

Commercial & Middle Market Banker

Offer a full range of loan, deposit, and other non-interest income services to existing and prospective business clients. Identify, solicit, develop, manage, service, and expand business relationships in Miami, FL.

Essential Duties and Responsibilities:

  • Handle loan requests from $5,000,000 up to a total credit relationship of $50,000,000; demonstrate a general understanding of major technical aspects of lending, and have a clear understanding of the basics of credit and finance.
  • Develop, underwrite, and service business loans for business and individual clients including management of past dues and maturing loans.
  • Interview applicants to develop financial and credit information, to ascertain needs, abilities, earnings, and risk; request necessary information, such as financial and operating statements.
  • Evaluate and extend credit and terms in accordance with policy and lending authority.
  • Monitor loans to ensure complete conformity with terms and to ascertain any developing trends.
  • Aggressively call on potential and existing clients to maintain productivity and profitability in lending and non-lending relationships.
  • Ensure commercial banking relationships are fully developed
  • Identify and market non-credit services.
  • Actively participating in civic affairs and local and professional organizations to identify and develop new clients and enhance the Bank’s image.

Required Skills and Competencies:

  • Bachelor's degree or equivalent education and related trainingf
  • Leadership Development Program graduate from financial institution
  • Eight years of experience
  • Strong command of credit and finance
  • Excellent negotiation skills
  • Proficiency in computer applications
  • Excellent verbal and written communication skills
  • Bilingual - fluent in Spanish
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