Banking Credit Analyst

Confidential Company  •  Fresno, CA

Less than 5 years experience  •  Financial Services

Salary depends on experience
Posted on 08/04/17
Confidential Company
Fresno, CA
Less than 5 years experience
Financial Services
Salary depends on experience
Posted on 08/04/17

Duties and Responsibilities:

Review and spread financial information using CASH

Reconcile all general ledger accounts for the real estate construction branch

Prepare monthly certification reports for submission to CFO balancing and documenting GL accounts

Prepare monthly real estate report tracking all loans secured by real estate for branches

Monitor and maintain all participation loans, both purchased and sold.  Including but not limited to: collecting and wiring monthly interest payments, instructing note department on how to apply payments, and corresponding with lead or participant banks

Prepare demands for submission to title companies.  Follow up to ensure payment is received

Assist in underwriting as requested by loan officer

Backup duties as necessary:

Review loan documents for accuracy

Post advances to construction lending software and process draws to ensure funding

Prepare letter of instructions to title/escrow

Prepare files for boarding by note department, including completion of boarding sheet

Order flood certifications

Order EDR screens and/or reports

Follows Bank rules and procedures applicable to each of regular or assigned tasks

Completes and passes all assigned Bank training classes

Minimum Job Requirements:

College graduate or the equivalent training and experience plus appropriate and specific education and training in banking subjects

One to three years of working experience preferably in banking with a focus in credit or finance

Have a proven record of accuracy in approach to work output

Must be an effective communicator both oral and written communication

Ability to accurately work with number and perform arithmetic calculations

Ability to accurately and effectively use Bank software and office machines 

Ability to work effectively with Bank clients, real estate industry persons, and other staff members in person and on the telephone

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