AVP, Credit Officer

CIT   •  

Jacksonville, FL

Industry: Professional, Scientific & Technical Services


8 - 10 years

Posted 27 days ago

This job is no longer available.


  • Provide credit analysis/underwriting for new lease transactions and ensure it is conducted efficiently and timely within existing policies
  • Handle a variety of transactions, some of which require complex and unique structures
  • Assist sales representatives with prescreening and structuring transactions for prospective lessees
  • Hold due diligence meetings / conference calls with customer CFOs or other financial management as required
  • Assist in the negotiation of lease and third-party assignment documentation
  • Decision making within credit limit authority and making recommendations on credit requests above existing authority


Years/type experience:

  • Minimum 7+ years experience in credit underwriting with a bank or commercial finance company. 
  • Experience in credit underwriting of Industrial & Technology assets is preferred
  • Ability to analyze financial statements and other pertinent credit information and make credit decisions or recommendations
  • Strong writing and verbal skills required
  • Ability to work independently in a fast paced environment with multiple talks and deadlines

Technical and non-technical skills/education required:

  • BS degreerequired, preferably with a major in Finance or Accounting.  Masters Degree preferred
  • Technical skills in financial statement analysis, risk analysis and legal contract requirements.
  • Strong communication skills and ability to interface with executive management, customers, attorneys and peers