Commercial Loan Officer II

 •  Home BancShares Van Buren, AR

5 - 7 years experience  •  Business Services

Salary depends on experience
Posted on 12/07/17
Van Buren, AR
5 - 7 years experience
Business Services
Salary depends on experience
Posted on 12/07/17

Description

ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Interviews commercial loan applicants. This duty is performed daily, about 10% of the time.

2. Examines and evaluates applicant’s credit and financial history. This duty is performed daily, about 10% of the time.

3. Examines/Views collateral (if applicable) to determine adequacy. This duty is performed daily, about 10% of the time.

4. Authorizes or recommends approval/denial of applicant. This duty is performed daily, about 10% of the time.

5. Approves loan within specified limits or refers to appropriate approval level. This duty is performed daily, about 5% of the time.

6. Prepares loan offering memorandum. This duty is performed daily, about 10% of the time.

7. Ensures all loan documents are complete, accurate and in accordance with policy. This duty is performed daily, about 5% of the time.

8. Closes/Declines loans in a timely manner. This duty is performed daily, about 5% of the time.

9. Monitors loan portfolio/performance. This duty is performed daily, about 5% of the time.

10. Corresponds with customers. This duty is performed daily, about 10% of the time.

11. Recommends changes in risk rating. This duty is performed daily, about 5% of the time.

12. Collects past due loan payments. This duty is performed weekly, about 5% of the time.

13. Develops potential loan markets and loan prospects. This duty is performed daily, about 5% of the time.

14. Completes required BSA/AML training and other compliance training as assigned. This duty is performed annually, about 5% of the time.

15. Perform any other related duties as required or assigned.

Requirements

EDUCATION AND EXPERIENCE
Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 5 years related experience and/or training, and 4 years related management experience, or equivalent combination of education and experience.

COMMUNICATION SKILLS
Ability to write reports, business correspondence, and policy/procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

MATHEMATICAL SKILLS
Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane, algebra, solid geometry and trigonometry.

CRITICAL THINKING SKILLS
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.

REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.

PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.

SOFTWARE SKILLS REQUIRED
Intermediate: Spreadsheet, Word Processing/Typing

RESPONSIBILITY FOR WORK OF OTHERS
Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities may include but not limited to interviewing, hiring and training employees; planning, assigning and directing work; appraising performance, rewarding and disciplining employees; addressing complaints and resolving problems.

Supervises a small group (1-3) of employees in the same or lower classification. Assigns and checks work; assists and instructs as required, but performs same work as those supervised, or closely related work, most of the time. Content of the work supervised is of a non-technical nature and does not vary in complexity to any great degree.

WORKING CONDITIONS
Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.

17-0876

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