Loan Review Officer

IBERIABANK   •  

Birmingham, AL

Industry: Financial Services

  •  

5 - 7 years

Posted 375 days ago

Description

IBERIABANK Corporation is a multi-bank financial holding company with a 130 year history of providing exceptional local service and ongoing growth. Currently we have approximately 3,000 associates in 12 states, including Louisiana, Arkansas, Tennessee, Alabama, and Texas, 26 title insurance offices in Arkansas and Louisiana, and mortgage representatives in 35 locations in eight states. Our stock trades on the NASDAQ under the symbol "IBKC".

 

Reporting to the Director of Loan Review, Reviewer will evaluate assigned Commercial Credits across various portfolios to determine the adequacy of underwriting and credit risk management practices as well as the accuracy of risk identification.

 

Key Responsibilities

 

 • Examine compliance with loan policy

 • Assess appropriateness of credit structure, quality and accuracy of underwriting, and identification of key risks

 • Analyze financial statements and tax returns for trends and repayment capacity of borrower and/or guarantor

 • Analyze collateral and loan documentation

 • Evaluate credit risk management practices

 • Interact with Relationship Managers and /or Underwriting Group regarding credits reviewed and works to resolve discrepancies

• Assess accuracy of the risk ratings and proper model use

• Serve as a resource to markets and other risk functions

• Maintain knowledge of applicable lending issues and regulations

 

Requirements

• Bachelor's degree in Business Administration, Finance, Accounting or related major

•5+ years loan review, commercial underwriting or bank examiner experience

 •Experience in commercial middle market lending in any of the following segments is considered a plus:  Commercial Real Estate, Construction, Asset Based Lending, Leveraged Transactions, or Private Equity

• Excellent verbal and written communication skills

• Self-motivated, ability to work independently in a geographically dispersed environment

 • Proven ability to work in a team environment and appropriately prioritize and complete workload within assigned timeframes

 • Proficiency with Microsoft applications

#CB

IBERIABANK Corporation is a multi-bank financial holding company with a 129 year history of providing exceptional local service and ongoing growth. Currently we have approximately 3,000 associates in 12 states, including Louisiana, Arkansas, Tennessee, Alabama, and Texas, 26 title insurance offices in Arkansas and Louisiana, and mortgage representatives in 35 locations in eight states. Our stock trades on the NASDAQ under the symbol "IBKC".

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information.

Qualifications

Behaviors

Required

Detail Oriented:Capable of carrying out a given task with all details necessary to get the task done well

Motivations

Required

Self-Starter:Inspired to perform without outside help

Education

Required

Bachelors or better in Finance or related field.

Experience

Required

5 years:Bachelor's degree in Business Administration, Finance, Accounting or related major

• 5+ years loan review or commercial credit analysis experience

• Excellent verbal and written communication skills

• Self-motivated, ability to work independently in a geographically dispersed environment

• Proven ability to work in a team environment and appropriately prioritize and complete workload within assigned timeframes

• Proficiency with Microsoft applications.