Loan Review Officer

5 - 7 years experience  •  Financial Services

Salary depends on experience
Posted on 07/26/17
Orlando, FL
5 - 7 years experience
Financial Services
Salary depends on experience
Posted on 07/26/17

Description

IBERIABANK Corporation is a multi-bank financial holding company with a 130 year history of providing exceptional local service and ongoing growth. Currently we have approximately 3,000 associates in 12 states, including Louisiana, Arkansas, Tennessee, Alabama, and Texas, 26 title insurance offices in Arkansas and Louisiana, and mortgage representatives in 35 locations in eight states. Our stock trades on the NASDAQ under the symbol "IBKC".

 

Reporting to the Director of Loan Review, Reviewer will evaluate assigned Commercial Credits across various portfolios to determine the adequacy of underwriting and credit risk management practices as well as the accuracy of risk identification.

 

Key Responsibilities

 

 • Examine compliance with loan policy

 • Assess appropriateness of credit structure, quality and accuracy of underwriting, and identification of key risks

 • Analyze financial statements and tax returns for trends and repayment capacity of borrower and/or guarantor

 • Analyze collateral and loan documentation

 • Evaluate credit risk management practices

 • Interact with Relationship Managers and /or Underwriting Group regarding credits reviewed and works to resolve discrepancies

• Assess accuracy of the risk ratings and proper model use

• Serve as a resource to markets and other risk functions

• Maintain knowledge of applicable lending issues and regulations

 

Requirements

• Bachelor's degree in Business Administration, Finance, Accounting or related major

•5+ years loan review, commercial underwriting or bank examiner experience

 •Experience in commercial middle market lending in any of the following segments is considered a plus:  Commercial Real Estate, Construction, Asset Based Lending, Leveraged Transactions, or Private Equity

• Excellent verbal and written communication skills

• Self-motivated, ability to work independently in a geographically dispersed environment

 • Proven ability to work in a team environment and appropriately prioritize and complete workload within assigned timeframes

 • Proficiency with Microsoft applications

 

 

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