Relationship Manager - Special Assets ( Workout )

Texas Capital Bank   •  

Dallas, TX

Industry: Accounting, Finance & Insurance

  •  

11 - 15 years

Posted 25 days ago

Responsibilities

  • Partner with Relationship Managers and clients to resolve loans that have been assigned to Special Assets
  • Review credit quality to determine appropriate course of action
  • Responsible for restructuring criticized loans and the subsequent monitoring
  • Formulate and implement litigation strategies in collaboration with outside counsel as needed
  • Prepare for and implement foreclosures and liquidations as needed
  • Properly manage risk rating of each loan assigned to the portfolio
  • Properly manage reserve and charge-off recommendations to management
  • Prepare periodic reports for senior management
  • Monitor delinquent loans
  • Act as a liaison and work closely with the other members of the Credit Policy team

Qualifications

  • Bachelor's degree in Accounting, Finance, Business or related field
  • Minimum 10 years of commercial banking experience including strong special assets/workout experience
  • Understanding of legal remedies available in loan default scenarios
  • Prior experience working effectively with outside counsel
  • Experience and knowledge of Chapter 7, Chapter 11 and Chapter 13 bankruptcies
  • Proven ability to collaborate effectively with internal and external parties under difficult circumstances
  • Strong problem-solving skills
  • Strong analytical, oral and written communication skills
  • Knowledge of banking principles, policies and procedures
  • Ability to work on multiple projects simultaneously, managing time and resources
  • Proven ability to build strong relationships both internally and externally
  • Proficient in Microsoft Office programs including Excel