Manager, Credit Underwriting - Energy Banking

Texas Capital Bank   •  

Dallas, TX

Industry: Accounting, Finance & Insurance

  •  

5 - 7 years

Posted 24 days ago

Responsibilities

  • Manage the underwriting process for the Energy Line of Business, including the preparation of in-depth credit analysis and complex underwriting of loans to new and prospective clients, primarily in the Upstream and Midstream sectors
  • Work with Portfolio Managers, Relationship Managers, and Credit Policy Officers to assess credit opportunities, identify and mitigate key risks, and evaluate structural alternatives
  • Coordinate scheduling and timely completion of underwriting assignments for the Energy Line of Business with team members in the Dallas and Houston offices, while mentoring junior-level Underwriters to elevate team performance
  • Assist in the preparation of Energy Line of Business portfolio and regulatory reporting, as well as involvement in periodic special projects with Executive, Credit, and Underwriting teams
  • Ensure that internal policies, procedures, and practices are maintained and updated to improve underwriting efficiencies, maintain credit quality, and adhere to regulatory guidance

Qualifications

  • Minimum 5-7 years underwriting experience in a commercial bank
  • Prior management and energy underwriting experience strongly preferred
  • Completion of a formal credit training program
  • BBA in Accounting or Finance, or related degree
  • Demonstrated knowledge of intermediate accounting and its practical application in the credit underwriting process
  • Strong analytical skills, including the ability to read and assess individual and company financial statements, reserve reports, drilling schedules and engineering reports
  • Strong knowledge of Microsoft Excel and financial modeling
  • Ability to develop mentorships and promote team orientation
  • Proven problem recognition and resolution skills
  • Superior verbal and written communication and presentation skills
  • Strong attention to detail, time management, and organizational abilities
  • Must be able to work in a fast-paced environment and successfully execute multiple tasks concurrently