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    Andy Chawla

    Allen, Texas

    Credit Risk Innovation Leader

    US Bank Home Mortgage

    Specialties

    Administrative & Office

    Environmental Health & Safety

    General Manager/Location Manager

    Operations Management

    Plant & Facilities Management

    Procurement

    Process Management

    Quality Management

    Supply Chain & Logistics

    Government & Military

    Where I've Worked
    U

    May 2019 – Present

    Credit Risk Innovation Leader

    US Bank Home Mortgage

    Feb 2015 – Jul 2018

    Chief Credit Officer

    Santander Consumer USA

    Apr 2013 – Feb 2015

    Director

    MUFG Union Bank

    Dec 2008 – Mar 2013

    SVP-Risk Management Executive

    Bank of America Mortgage
    W

    Oct 2007 – Dec 2008

    Chief Credit Officer & SVP

    Wells Fargo Auto Finance
    I

    Jul 2005 – Oct 2007

    Svp

    Impac Mortgage Holdings

    Oct 2003 – Jul 2005

    Director-Regulatory Compliance/Enterprise Risk Management

    TransUnion
    F

    Apr 2000 – Sep 2003

    Chief Credit Officer/SVP

    Ford Credit - Triad Financial
    M

    Jan 1998 – Apr 2000

    Vice President-Portfolio Risk Management

    Mortgage & Auto
    W

    Jan 1995 – Jan 1997

    Wachovia
    W

    1995 – 1997

    VP of Credit Risk & Business Analysis

    Wells Fargo Auto Finance
    S

    Aug 2018 – May 2019

    Strategic Advisor Consultant (Independent):

    Self-Employed
    Where I've Studied

    Masters, Finance & International Business

    Western Carolina University

    Bachelors, Business Administration/Accounting

    Bangalore University

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