Trustco Bank (abbreviation of TrustCo Bank Corp. NY) is a commercial bank within the United States. Trustco was founded in Schenectady, New York in 1902 and is now headquartered in Glenville, NY. Trustco has 145 branches spread among New York, Florida, Massachusetts, New Jersey, and Vermont. Trustco Bank is an Equal Housing Lender and an Insured member of the Federal Deposit Insurance Corporation. The company operates under the slogan, "Your Hometown Bank." The bank provide general commercial banking services to individuals, partnerships, corporations and governments of New York, Florida, Massachusetts, New Jersey and Vermont. The Group provides commercial, construction, residential mortgage, home equity lines of credit and installment loans. It also accepts demand, savings, checking accounts, money market accounts and certificates of deposit from customers. Its commercial lending activities are focused on balancing the Companys commitment to meeting the credit needs of businesses in its market area with the necessity of managing its credit risk.Trustco Bank is a portfolio lender, which means it does not sell or trade any loans. Trustco Bank offers first and second mortgages, and has a full service commercial lending department. Recently, Trustco has added “eStatements,” an electronic version of the monthly statement with images available online and Free Online Banking via the Trustco Bank Internet site. Recently added to their list of services are interest-bearing checking and Free Business Checking, each having their own set of perks such as free checks and no minimum balances.