Tokio Marine HCC is an international specialty insurance group with offices across the United States, the United Kingdom, Spain, and Ireland. The company is based in Houston, Texas, U.S.A. but has major offices in Atlanta, Barcelona, Boston, Chicago, Dallas, Detroit, Farmington (CT), Frederick (MD), Ireland, Leicester (UK), London, Los Angeles, Madrid, Mount Kisco (NY), and New York City. Tokio Marine HCC underwrites more than 100 classes of Specialty Insurance within five segments: The company (formerly HCC Insurance Holdings, Inc.) was formed as Houston Casualty Company in 1974 by Stephen L. Way. Since the companys founding, it has been consistently profitable, generally reporting annual increases in revenue and shareholders equity. The company reports to have paid shareholder dividends for 67 consecutive quarters.