Scratchpay is a financial technology company that provides pet owners with simple, friendly payment plans. The company offers a variety of payment plans to help pet owners pay for veterinary care. Scratchpay's payment plans have no hidden fees or prepayment penalties, and the company's online application process is quick and easy. Scratchpay partners with veterinary clinics to offer payment plans to pet owners, and the company's payment plans can be used for a variety of veterinary services, including routine checkups, emergency care, and surgery.