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Kuapay is a payment service provider that combines digital wallet and mobile payments. The company is based in Santa Monica, California with offices in New York City, Santiago, Chile, and Madrid, Spain. The Kuapay system allows consumers to present a one-time QR code to a merchant, authorize a purchase, and receive a receipt. Credit card information is not transmitted in the QR code, increasing safety. The system also includes location-based coupons and loyalty marketing. This one-time mechanism increases security over presenting a credit card number. The company was founded by Joaquín Ayuso de Pául, who previously created and sold Tuenti, a Spanish social networking site. Kuapay is available both in the U.S. and internationally with significant merchant adoption in Santa Monica, California, New York City, Chile, Spain, Colombia, Panama, and the United Kingdom, with trials including franchises such as KFC, and Telepizza.