Before the bank could open its doors, it had to pass four basic test questions. 1) Is the bank needed in the community? 2) Is it backed by a sufficient amount of capital? 3) Are the incorporators and senior officers experienced, capable and of impeccable character? 4) Is the bank likely to grow, serve the community well and be profitable? Luckily the Central Kansas Bank passed the test with flying colors and eventually became the Central National Bank we have today.