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American Income Life Insurance Company

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American Income Life Insurance Company (formerly NASDAQ: AINC), based in Waco, Texas, provides supplemental life insurance to labor unions, credit unions, and associations. American Income Life (AIL) was founded in 1951. The companys executive offices have been located in Waco, Texas, since 1959. American Income Life is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. AIL also has two wholly owned subsidiaries: National Income Life Insurance Company, licensed in the state of New York, and Union Heritage Life Assurance Company Limited, licensed in the Republic of Ireland. AIL has more than two million policyholders (as of June 2013). With its New York subsidiary, National Income Life Insurance Company (NILICO), the company has combined assets of more than $2.6 billion, with more than $41.3 billion of life insurance in force (as of April 2013). American Income Life is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), based in McKinney, Texas. The companys history began in 1951 under the name American Income. American Income was chartered as a mutual assessment association in Indiana with $25,000 of borrowed capital. It was reinsured through American Standard Insurance Company as a new mutual reserve company in March 1951. American Income Insurance Company was officially founded in May 1951 by the companys president, Harold Goodman, and executive vice president, Bernard Rapoport (Goodmans nephew). The companys home offices were located in Indianapolis, Indiana.

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