Provides consultative services to sales producers, brokers, and/or customers regarding group insurance plans; provide mentoring/coaching to help develop technical skills of others, support team growth and development initiatives.
The Special Risks Underwriter is responsible for the evaluation, analysis, pricing and servicing of various warranty offerings using accepted Company procedures, standards and guidelines that have been established for various industries and product categories.
The Consumer Lending Underwriter I is a seasoned and experienced underwriter. This position has developed and maintains an extensive understanding of complex underwriting, data and trends; provides technical guidance, analyzes data and is required to make loan structure recommendations.
Ability to independently prepare well written approval presentations, including what is being requested, why it is being requested, the business and/or industry involved, the background and history of the business, risk and mitigating factors. Such presentations should also justify assigned risk rating and show the Bank policies, procedures and regulations are met.
The position is responsible for rendering credit decisions on incoming applications consistent with internal and insurer policies, underwriting mortgage commitments and verifying supporting documentation.
Review complex credit applications on various types of loans; analyze applicants financial status, credit and property evaluation, corporate tax returns, personal tax returns, personal financial statements, credit reports, business reports and legal documents.
Main responsibilities in the role will include rendering credit decisions on incoming applications consistent with internal and insurer policies, underwriting mortgage commitments, and verifying supporting documentation.