Understand and review risk processes to ensure the execution of the documentation needed to protect the bank's reputation and economic capital; take a proactive approach in managing risk as appropriate.
Lead credit risk assessment projects of various consumer lending and payments business lines (credit card, auto, mortgage, home equity, etc.). Evaluates the soundness of credit policies and procedures and individual loan approval decisions.
Participates in the identification and evaluation of risk areas and provides input in the development of the annual audit plan and presentation to Senior Leadership; assists in assessing the organizations risk management and internal control systems.
Develop and manage reporting mechanisms to aggregate information gleaned from all risk analysis sources in order to identify and evaluate compliance risk trends; share with Compliance business line managers and stakeholders, and provide consultation on mitigation/resolution.