Analyzes and evaluates residential loan applications originated by U.S. Bank branch offices in accordance with industry and business unit standards. Gathers, analyzes and interprets all types of credit information for existing and prospective retail banking customers in order to maximize credit and minimize risk and potential loss.
In this role, the selected candidate will analyze financial statements, business banking statements and related cash flows, information provided by borrowers advance applications, credit bureau information, and other third party data and analytics provided by the Firm.
In this role, you will develop new relationships and maintain existing relationships with wholesale brokers; work with operations, claims, finance and marketing to build or enhance products and contribute to the financial performance of the business unit.
The MCU is primarily responsible for the independent underwriting and structuring of transactions. Prepares and presents credit packages for prospective opportunities, including quantitative and qualitative analysis of a clients credit quality, economic/sector analysis, repayment ability and key credit risk assessment.