The Consumer Lending Sr. Underwriter is primarily responsible for the timely and accurate review, evaluation and processing of loan applications and supporting information received through the lending channels managed by said department.
In this role, the selected candidate will review loan to value ratio, credit reports, applications, etc. on the most complex applications, to ensure each loan meets company standards for sales into the secondary market.
As an Underwriting Counsel with First American Title Insurance Companys Agency Division, you will provide underwriting support and expertise to company personnel, agents, and customers, related to the issuance of real estate title insurance commitments and policies.
This role is responsible for profitable growth of commercial flood business through evaluation, selection, acceptance, rejection, pricing and servicing of commercial flood policies within accepted company risk framework.
In this role, you will asset review oftentimes is equally complex due to higher net worth borrowers with multiple sources and percentages of liquidity including cash, vested stock shares, unvested restricted stock, multiple retirement vehicles and equity ownership interests that must be utilized for qualifying purposes using different qualifying guideline parameters.