Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg Z, Reg B, Service Members Civil Relief and FCRA/ FACTA.
The Municipal Credit Underwriter (MCU) is an integral member of the client coverage team and assists with the administration of the credit portfolio and the delivery of the end-to-end credit experience to our clients.
Review credit applications and render appropriate credit decision within credit policy requirements and in compliance with all regulations; review policy and/or pricing exceptions and assist in daily operations.
The MCU is primarily responsible for the independent underwriting and structuring of transactions. Prepares and presents credit packages for prospective opportunities, including quantitative and qualitative analysis of a clients credit quality, economic/sector analysis, repayment ability and key credit risk assessment.