In this role, the selected candidate will be responsible for the production and retention of a profitable book of business within an assigned territory that is consistent with overall Bond and Specialty Insurance/Business Unit (BU) strategy and objectives.
The Senior Commercial Credit Analyst is tasked with underwriting and preparing dealer credit packages and annual reviews for Nissan Motor Acceptance Corporation/Infiniti Financial Services floorplan dealers.
In this role, the selected candidate will review credit report and compare to liabilities on 1003; verify the investor guidelines for outstanding derogatory items and requirement payment or satisfaction if needed.
In this role, you will perform credit analysis, due diligence, reviews documentation, and monitors/manages ongoing performance/risk of accounts within his/her assigned portfolio of clients under supervision of their manager.
In this role, you will utilize policy expertise and excellent credit skills to author well thought out and concise financial analysis and credit structures and clearly identify key risks and mitigating factors.
Accurately analyze complex and/or group financial statements of automotive dealerships and affiliates including, fixed charge coverage ratio, bank reconciliations, assigning accurate risk ratings and provide appropriate recommendations to mitigate risk.