Develop and maintain Commercial and SBA lending policies and processes to effectively execute and manage the bank's Commercial and SBA lending programs while staying compliant with applicable policies and regulations.
Recommend overall pricing strategies, develop rating approaches, and optimize underwriting techniques; evaluate projects from production underwriters and analyze coverage, limits, and pricing to approve or modify the underwriters' decisions.
Collaborate with other businesses in support of their Multinational needs and capabilities, including Small Commercial, Financial Products, and Group Benefits, to implement and execute appropriate product, sales and marketing plans.
Collaborates with Business Banking Officers and Branch Staff, communicating the reasoning for a particular decision, serving as an expert credit resource answering questions and providing guidance on financial matters, collateral, and loan structure.
The role of the Commercial Underwriter is to provide support to regional commercial lending teams and regional Credit Administration by providing expertise in underwriting, structuring, servicing and documenting credit requests.
Underwrites loan files for designated processing center through a review process of analyzing and evaluating income, assets, liabilities, and property, while maintaining designated time frames as determined by management Assimilates new government regulations and applies this knowledge to improve and maintain quality and consistent underwriting.
In this role, you will be the cyber security subject matter expert that drives the refinement of questionnaires, self-assessments and analytic content for our underwriting tool and other cyber insurance analytic applications.