The Senior Commercial Underwriter may also exercise overall supervision of the junior credit analysts, which includes assigning and managing spread assignments, making financial analyses, and maintaining related records and files.
Seeking individual with track record underwriting Medical Professional and related Allied Healthcare Liability risk to support a book of business focusing on healthcare businesses and licensed medical professionals.
Evaluates all financial statements (business and personal tax returns, fiscal year-end and interim statements and personal financial statements) for credit worthiness. Identifies recurring and non-recurring income/expenses. Comprehend all schedules, notes, and K-1's. Differentiates between cash and accrual method as well as comprehend UCA cash flow analysis. Consolidates related entities and summarizes results.
The Senior CRE Underwriter may also exercise overall supervision of the junior credit analysts, which includes assigning and managing spread assignments, making financial analysis, and maintaining related records and files. The incumbent is also responsible for the preparation of a variety of credit department reports as assigned by the Chief Credit Officer.
Responsible for reviewing loan requests and renewals for working capital lines of credit, commercial real estate loans, term loans, formula based lines of credit, traditional asset based lines of credit and other Bank lending products.
Develop and manage underwriting strategies for both renewals and targets within his/her portfolio of accounts, including knowledge of the current penetration by product, cross marketing penetration and specific plans to increase company share.
Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath.