Survey: 64% of Americans know their partner’s bank passwords

64% of Americans know their spouse’s bank passwords, and 53% know the passwords to social media accounts belonging to their partner.

When you’re in a relationship, you tend to share a lot — even codes. New research from Fidelity shows that 64% of Americans know their spouse’s bank passwords, and 53% know the passwords to social media accounts belonging to their partner.

In terms of the methodology, 1,662 couples ages 22 and up (3,324 people total) were surveyed, who are “in a married or long-term committed relationship. This is the sixth installment of the study, which was first launched in 2007.”

People know their spouse’s passwords to these accounts

Here’s the breakdown.

  • “Bank account:” 59% of millennials, 62% of Generation X, 70% of Baby Boomers
  • “Safety Deposit Box:” 23% of millennials, 28% of Generation X, 37% of Baby Boomers
  • “Investment Accounts:” 47% of millennials, 49% of Generation X, and 60% of Baby Boomers
  • “Credit Cards:” 54% of millennials, 56% of Generation X, and 63% of Baby Boomers
  • “Social Media:” 50% of millennials, 49% of Generation X, and 58% of Baby Boomers

Surprisingly, 78% of couples would feel more comfortable letting their partner in on “their full financial history” over “their full dating history.”

Alexandra Taussig, senior vice president of lifetime client engagement at Fidelity, commented on the research in a statement.

“Couples who plan together tell us they feel financially strong, regardless of their age or length of relationship,” she said. “Openly discussing financial matters helps people feel more confident, more closely aligned and better equipped to take on the future. Working together, couples can help each other build financial confidence in their ability to manage, should the day come they have to do it on their own.”

What couples fight about

The research found that 1 in 5 couples can’t come to a mutual understanding about the length of their relationship.

But when it comes to work, 43% can’t agree on when they want to retire (51% of millennials, 44% of Generation X, 33% of Baby Boomers and 25% of same-sex couples). Fifty-four percent can’t agree on how much money they should have stashed away when “they reach retirement age.”

Similarly, 34% of couples disagree about how much money their partner rakes in, and 15% “couldn’t accurately report their partner’s employment status.”

But while 54% of same-sex couples say they don’t fight about money, 45% of opposite-sex couples say the same thing.

Jane Burnett|is a reporter for Ladders and can be reached at jburnett@theladders.com.