Derek Miller

Derek Miller

Derek Miller is a graduate of the University of Edinburgh where he studied economics. He is passionate about using data to help people make better financial decisions. Derek is a Certified Educator in Personal Finance® (CEPF®) and a member of the Society of American Business Editors and Writers. He is a data journalist whose expertise is in finding the stories within the numbers. Derek’s writing has been featured on Yahoo, AOL, and Huffington Post. He believes the biggest financial mistake people make is waiting too late to save for retirement and missing out on the wonders of compounding interest. Derek lives in Brooklyn.

Articles by Derek Miller

Personal Finance

These are the 25 best cities in America for renters

Sometimes renting can be just as difficult as homeownership. The most recent data from the U.S. Census Bureau shows that the average renting household spends 29.9% of their income on rent.

Personal Finance

The metro areas in America where it pays to be a commuter

For every city and metro area, the math breaks down a little bit differently. In some city centers, the cost of living is not much higher than the outlying metro area while some outlying metro areas have excellent commute options.

Personal Finance

The cities where housing costs as a percent of income are highest (and lowest)

Millions of American families struggle to pay mortgage payments. According to U.S. Census Bureau data, nearly 7 million American households were severely housing cost-burdened in 2016, meaning they spent over 50% of their income on housing costs.

Personal Finance

These are the cities where renters can best afford to live alone

Many renters don’t enjoy living with roommates, but in order to live alone you need to find an affordable home. This can be challenging, especially with rents on the rise across the country. However, there are some cities where living alone is within reach for a large number of workers. Below we look at these and other factors to rank the cities where you can afford to live alone.

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Here are the Top 10 places in America for creatives

Some cities are more famous for their creative histories than others. But are those cultural centers the best places for creatives today? In many of those cities rising costs of living mean creatives struggle to meet financial milestones like buying a home or saving up for a secure retirement.

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These are the top states and cities retirees are moving to

We analyzed migration data from the U.S. Census Bureau. Specifically, we compared the number of retirees immigrating into a city and compared it to the number of retirees emigrating from a city. Check out our data and methodology below to see where we got our data and how we put it together.

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These are the best cities for living the American Dream

In order to rank the best places for living the American Dream, we looked at data on five metrics — homeownership rate, diversity rate, upward mobility rate, median home value and unemployment rate.

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These are the fastest-growing jobs in each state for 2018

For the second year in a row, SmartAsset found the fastest-growing job in every state. Different types of jobs are available in different parts of the country, and it can be immensely valuable for workers today to get ahead of tomorrow’s employment trends.